# Encompass integrations: loans

> Create a loan and create a borrower contact in Encompass, and start a workflow when Encompass sends “Loan changed”.

**Canonical page:** https://tray.ai/connectors/encompass-integrations/
**Categories:** Finance
**Connects through:** HTTP Connector

## Overview

Encompass is ICE Mortgage Technology's loan origination system, where lenders create, process, and track mortgage loans and borrower records. Tray.ai connects to Encompass through the HTTP Connector, so your workflows can call the Encompass API alongside the rest of your stack. API access comes through Encompass's partner program or API plan, so you need approved credentials first.

## Use cases

### Loans

Read, create, and delete loans in Encompass from any Tray.ai workflow. The Encompass API covers calls such as create a loan and get a loan.

- Create a loan
- Get a loan
- Delete a loan

### Borrower contacts

Read, create, and update borrower contacts in Encompass from any Tray.ai workflow. The Encompass API covers calls such as create a borrower contact and get a borrower contact.

- Create a borrower contact
- Get a borrower contact
- Update a borrower contact

### Webhook subscriptions

Create and update webhook subscriptions in Encompass from any Tray.ai workflow. The Encompass API covers calls such as create a subscription and update a subscription.

- Create a subscription
- Update a subscription

### Encompass events

Start a Tray.ai workflow the moment something happens in Encompass. Encompass sends events such as loan changed and loan field changed to a Tray.ai webhook trigger.

- Loan changed
- Loan field changed
- Document ordered

## Frequently asked questions

### Does Tray.ai connect to Encompass?

Yes. Tray.ai connects to Encompass through the HTTP Connector, which calls the Encompass API directly. Any call the Encompass API documents can run as a step in a Tray.ai workflow. API access comes through Encompass's partner program or API plan, so you need approved credentials first.

### How does Tray.ai authenticate with Encompass?

The Encompass API uses OAuth 2.0. You save it once as a Tray.ai authentication, and the HTTP Connector adds it to every request.

### Can I get a dedicated Encompass connector?

Encompass runs through the HTTP Connector rather than a dedicated connector. If your team wants one, the Tray.ai connector SDK can build a dedicated Encompass connector from the Encompass API.

## Learn more

- Intelligent Integration: https://tray.ai/platform/intelligent-ipaas/
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- Agent Gateway for MCP: https://tray.ai/platform/agent-gateway/
- Book a demo: https://tray.ai/contact/