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Connectors / Finance · HTTP Connector
Automate Encompass with Tray.ai
Create a loan and create a borrower contact in Encompass, and start a workflow when Encompass sends “Loan changed”.
What can you do with Encompass on Tray.ai?
Encompass is ICE Mortgage Technology's loan origination system, where lenders create, process, and track mortgage loans and borrower records. Tray.ai connects to Encompass through the HTTP Connector, so your workflows can call the Encompass API alongside the rest of your stack. API access comes through Encompass's partner program or API plan, so you need approved credentials first.
- When Encompass sends “Loan field changed”, update the loan stage on the borrower record in your CRM.
- When Encompass sends “Document delivered”, notify the loan officer in your team chat.
- Create a borrower contact when a new mortgage lead lands in your CRM.
- Search the loan pipeline each morning and post loans near closing to your team chat.
- Connects through
- HTTP Connector
- Authentication
- OAuth 2.0
- Base URL
- https://api.elliemae.com
Set it up
Connect Encompass to Tray.ai
Each step uses Encompass's own API details, from its documentation.
Step 1
Sign in to Encompass with OAuth 2.0
Ask Encompass for API access. Once it's approved, set up an OAuth 2.0 authentication with the client ID and secret of an OAuth app you register with Encompass. Sign in once and every step reads the token from there.
Step 2
Point the HTTP Client at the API
Add an HTTP Client step and use https://api.elliemae.com as the base URL. Or paste a cURL example from Encompass's API docs, and Tray.ai fills in the method, URL, and headers.
Step 3
Start with “Get a loan”
It's one of 9 documented actions, under Loans. The response comes back as data the next step can map into your other apps.
Step 4
Start workflows from Encompass events
Give Encompass the URL of a Tray.ai webhook trigger. “Loan changed” can then start a workflow, and so can 3 other events.
Give your AI agents Encompass tools
Build an MCP server on Encompass in Agent Gateway and choose which actions your agents can call. Every call runs with access control and an audit trail. How Agent Gateway works
- Create a loan
- Create a borrower contact
- Create a subscription
- Get a loan
- Delete a loan
- Search the loan pipeline
- Get a borrower contact
- Update a borrower contact
What the Encompass API covers
3 resources and 9 documented actions, each one a call the HTTP Connector can make from a Tray.ai workflow. Encompass gives API access on request, so approved credentials come first. Connecting it takes a few clicks: here's how.
Loans
- Create a loan
- Get a loan
- Delete a loan
- Search the loan pipeline
Borrower contacts
- Create a borrower contact
- Get a borrower contact
- Update a borrower contact
Webhook subscriptions
- Create a subscription
- Update a subscription
Events Encompass can send to a Tray.ai webhook trigger
- Loan changed
- Loan field changed
- Document ordered
- Document delivered
Checked against Encompass's own documentation on 2026-11-06
How Tray.ai makes this work
Encompass plugs into the whole Tray.ai platform
Intelligent Integration
Integrate and automate across 10,100+ apps, databases, APIs, and services with visual workflows, error handling, and observability.
Learn more →Agent Builder
Build AI agents that read, write, and take action in Encompass — with guardrails, audit, and human-in-the-loop.
Learn more →Agent Gateway for MCP
Expose Encompass actions as governed MCP tools — observable, rate-limited, authenticated.
Learn more →Tray Helix
Build apps on Encompass data with your AI assistant, then deploy, run, and govern them on Tray.ai.
Learn more →More finance apps on Tray.ai
Dedicated connectors and other apps Tray.ai reaches in the same category. See every finance connector →
Frequently asked questions
What can a Tray.ai workflow do in Encompass?
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The Encompass API documents 9 actions across 3 resources (Loans, Borrower contacts, Webhook subscriptions). For example: Create a loan; Create a borrower contact; Create a subscription. A workflow can make any documented call through the HTTP Connector.
How does Tray.ai authenticate with Encompass?
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The Encompass API uses OAuth 2.0. You save it once as a Tray.ai authentication, and the HTTP Connector adds it to every request.
Which Encompass events can start a Tray.ai workflow?
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Encompass sends 4 events to a webhook URL, for example: Loan changed; Loan field changed; Document ordered; Document delivered. A Tray.ai webhook trigger receives them and starts a workflow.
Do I need special access to the Encompass API?
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Yes. Encompass gives API access on request, so you need approved credentials before a Tray.ai workflow can call it.
See Encompass working against your stack.
We'll walk through a tailored demo with your systems plugged in.
Thanks — someone from our team will be in touch soon.